Is this device new?
Please help me out. I have a complaint regarding a cellphone store in Molepolole. I bought a tablet around September 2025, then in October the tablet could not read the SIM card. I took it back to the shop and I was told thar it's been taken for repair because it was still on warranty. OK fine.
Then they failed to repair it and was given another one which was on display since they said it's the only one left. OK fine I took the tablet but when I tried to install Whatsapp a message will appear saying "there are certain chats on this device which are not allowed and this number is blocked from using Whatsapp". Then after a few days when I was trying to install again certain chats with Indian faces appeared on the phone. I deleted them, then again after three days Whatsapp was blocked again with the same message about the chats with are not allowed. I tried searching through the phone to find out what the problem could be, so I found out that the device has an administrator.
I went back to the shop and was told to come back again later. I went there and was told the manager is not there, but he's the one who told me come back to the shop on Monday. These people sell us used phones and claim that the phones are new. Please help me.
The owners of this store obviously don't read The Voice because if they did, they would know about the Consumer Protection Act and what it demands from suppliers. Or perhaps they just don't care? It's not the first time we've had complaints like this about them. In case they're reading The Voice for the first time, I'll explain it to them very simply. Section 14 of the Act says that consumers are entitled to products that are "free of defects and are of a quality that consumers are reasonably entitled to expect". Section 15 also says that we can expect "goods which are of good quality, in good working order and free of defects". In simple terms, products should work properly.
However, we all understand that problems happen and the Act says that if an item is faulty, the consumer can return it within 6 months for a repair, replacement or refund. However, the Act does NOT say that the store can replace the faulty item with something inferior. Finally, Section 13 of the Act says that a supplier that "offers used goods shall inform a consumer" that they're not new. This device is obviously not new.
Well done to this store for breaking 4 different parts of the Consume Protection Act. I'll let them know.
Where's my money?
I had a policy with an insurance company paying P250. The agreement was it will not increase installment so when seeing that they increased I went to them and they said they is no how the policy can't increase the installment. They refused to give me all that I had already saved but it was a savings policy. My question is why they said the time phase didn't allow me to get my money back. When I called them they said it was an investment not a savings policy, so in the first two years it's their money and mine starts on third year.
Is there any help I can get?
I think this is a case of what they call "front-loading" of commission. When an agent sells an investment policy, they earn a commission payment. However, the investment policy might last for 5 years, 10 years or even longer. Instead of the commission being paid over the lifetime of the policy, all of it is paid in the first year or two. There's nothing wrong with that but it means that in the first 1-2 years, the commission can be as much as the premiums you pay into the policy. That means there's nothing saved in that period. You only start accruing money and interest after that period is over, sometimes not until the third year. The problem is that agents don't always explain this, even though they're meant to.
Realistically, there's not much that can be done, this is how these policies work but I'll ask the company to call and explain it to you.


