Saturday, 23 December 2023

The Voice - Consumer's Voice

Will they finish the building?

I was building a house with this company and the guys have just disappeared. I don't know where but I paid them all the money they charged because it was a turnkey program. I paid them a total of P220,000 in cash but they left my house at the roofing stage and it's not done yet but now it's raining. I don't think they will ever come to me because they told me they will start my house on the 5th so on the 6th I called them and they told me another story that their carpenter is not around so the hoping to start on the 16th. So this Sunday we were supposed to meet but they didn't show up again and since yesterday they are not taking my calls again. I'm so depressed.


I don't blame you for being depressed. You've spent a huge amount of money, almost a quarter of a million Pula and you've also wasted time and effort on all the phone calls. And let's not forget all the emotional energy and disappointment. Shady suppliers like this guy forget about that. Either that or they don't care.

I think the time has come to get firmer with this guy. I messaged him a few weeks ago when you first contacted me and I was hopeful. The owner of the company told me:
"Good morning Mr Richard. For now we can give you the executive time but we are organizing with our team to go and finish up will keep you posted".
They promised to contact you.

I'm not 100% sure what their message meant but it seemed like a promise that they would continue the job. But they lied. Since then they've gone completely quiet on both of us. So it's time to get tough. I suggest you complain about them to the Competition and Consumer Authority and also threaten the builder with legal action. I've also contacted them saying that we will identify the company if they don't start cooperating. It's not something we normally do but these people took a vast amount of your money from you. You need something in return.

Must I do this?

Apparently my ex boyfriend who we dated many years ago made me his one of the beneficiaries of his life insurance policy. He later got married and he passed on this year in March. Now someone called me on behalf of the insurance company saying I should go to and write an affidavit to withdraw from the policy by confirming that I had moved on and I have nothing to do with the late ex-boyfriend..

They told me I have nothing to do with the benefits and it's just the procedure. They need me to go to the police to make the affidavit with a certified copy of my ID which then I send to them so that they may close the case.

How legit is this?


It's legit. I checked out the company you mentioned and they exist and they seem to be genuine. They trace beneficiaries of insurance policies like this and check if they're still the right people.

BUT, this is where things go wrong. You're a good person who accepts that you have no claim on your ex-boyfriend's estate. You and he moved on and he had new commitments. Yes, he forgot to update his insurance policy beneficiaries but that's a mistake many people make. I respect that you're not trying to exploit this situation for your own benefit.

However, I think this company has forgotten what their job is. Why are they making your life difficult when you've done nothing wrong? Why are they demanding you spend your valuable time swearing affidavits and copying you ID? Isn't that their job? Aren't they the ones being paid to do all the hard work? They should be making life easier for you as well as their client.

And there's a lesson for all of us here. Make sure you keep your insurance, pension and medical aid providers up-to-date with who you want protected.

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